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Plain answers for Ontario physicians and dentists, with the figures sourced and the trade-offs named. Reviewed and dated so you can see how current they are.
OMA Insurance or private coverage: how to decide
What OPIP and OMA Insurance already give an Ontario physician, where the limits sit, and which gaps are worth filling with a private contract.
6 min readInsurancePhysician disability insurance in Canada: how much and what kind
What own-occupation means, how much coverage an Ontario physician needs, why guaranteed premiums matter, and where association coverage stops.
6 min readCorporate taxSalary or dividends for an incorporated physician in 2026?
Integration makes the tax cost of salary and dividends close. What separates them is RRSP room, CPP, HOOPP eligibility and the passive income grind.
7 min readIncorporationShould I incorporate as a physician in Ontario?
When a medicine professional corporation starts paying for itself in Ontario, what CPSO requires, who can hold shares, and the trade-offs the deferral argument leaves out.
7 min read