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Plain answers for Ontario physicians and dentists, with the figures sourced and the trade-offs named. Reviewed and dated so you can see how current they are.
Insurance
Dentist disability insurance: CDSPI or a private contract?
CDSPI DisabilityGuard is a guaranteed non-cancellable contract, not a thin group plan. What to compare against a private policy, and where overhead coverage fits.
6 min readInsuranceOMA Insurance or private coverage: how to decide
What OPIP and OMA Insurance already give an Ontario physician, where the limits sit, and which gaps are worth filling with a private contract.
6 min readInsurancePhysician disability insurance in Canada: how much and what kind
What own-occupation means, how much coverage an Ontario physician needs, why guaranteed premiums matter, and where association coverage stops.
6 min read