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Plain answers for Ontario physicians and dentists, with the figures sourced and the trade-offs named. Reviewed and dated so you can see how current they are.

TopicIncorporation Corporate tax Insurance

ProfessionPhysicians Dentists

StageResident Early career Mid career Pre-retirement Associate Practice owner

Insurance

Dentist disability insurance: CDSPI or a private contract?

CDSPI DisabilityGuard is a guaranteed non-cancellable contract, not a thin group plan. What to compare against a private policy, and where overhead coverage fits.

6 min read